Last Fall, Capital Insurance Group® (CIG) was invited to participate in “A Practical Guide to Going Smoke-free for Multi-Unit Housing” webinar, sponsored by the Washington State Department of Health. Ken Stewart, CIG Products, Compliance, and Commercial Lines Manager was one of the panelists. He discussed CIG’s story on its approach [...]

Each day, when you report to work, you probably know what to expect. Your computer server may go down; an employee resigns with no notice; or an unhappy customer calls expecting you make it better right away.  All somewhat unpleasant events, but you can handle them. What if a true [...]

Think about your day at work. If you perform the same tasks repeatedly, you can get very adept at handling the duties and challenges. Work can become instinctual…even automatic. The trouble with operating on “autopilot” is that it can lead to taking certain aspects of our jobs for granted, such [...]

Who helps in times of tragedy when floods, hurricanes, earthquakes, fires, and other disasters devastate lives? The American Red Cross does. Each year, they respond around the world to help the victims of over 70,000 disasters by providing food, shelter, blood, comfort and other humanitarian services. Since 1881, this organization [...]

Every business owner will tell you, a happy and productive workforce is a crucial ingredient to a company’s recipe for continued growth, increased profits and overall success. How do you maintain happy and productive employees? By creating a work environment where employees feel valued, respected and an essential part of [...]

If you have email, then it is certain you receive spam mail. Identity thieves use whatever ploys they can to steal (phish) personal information from you. Whether posing as a financial institution, offering lucrative work from home opportunities or notifying you of fantastic contest winnings or multi-million dollar inheritances, the [...]

As a business owner, it’s up to you to secure proper insurance coverage to provide adequate protection and minimize risks for your company. Making an informed decision about your coverage, whether you’re already insured or in the process of looking for a new insurer, is key to protecting your future. [...]

  How vulnerable is your company to lawsuits? More than you might imagine. Here are ways you can help avoid or minimize the financial impact of expensive lawsuits. Include ‘hold harmless’ clauses in your contracts. One effective way to limit your liability is to transfer the risk to others through [...]

Recently, I read a newspaper article about identity theft. In 2010, 8.1 million people were victimized by I.D. fraud, down three million from the year before. Losses dropped from $56 billion in 2009 to $37 billion in 2010. One of the main reasons for the downturn in identity theft is that banks and other businesses are taking the right steps to make themselves less vulnerable to data breaches.

Restoring “business as usual” after any kind of disaster can be a challenge. A good emergency response plan is your key to success.